LIC Bima Jyoti
High Guaranteed Additions of ₹50 per Thousand Sum Assured Every Year
A non-linked, participating, limited premium paying individual life assurance savings plan offering steady guaranteed additions.
Risk-averse investors who demand guaranteed return assurances without market volatility.
Key Benefits & Protection Advantages
Eligibility & Policy Limits
| Eligibility Parameter | Official Rule / Limit |
|---|---|
| Minimum Entry Age | 90 Days Completed |
| Maximum Entry Age | 60 Years |
| Policy Term | 15 to 20 Years |
| Minimum Sum Assured | ₹1,00,000 |
Sample Payout Illustration
Illustrative Example₹10,00,000 Guaranteed (₹5L SA + ₹5L Guaranteed Additions)
Frequently Asked Questions about LIC Bima Jyoti
Q1:How are Guaranteed Additions calculated in Bima Jyoti?
LIC adds ₹50 for every ₹1,000 Sum Assured at the end of each policy year till maturity. For a ₹10 Lakh plan, you receive ₹50,000 addition per year.
Information provided on this consultancy website is for general awareness, policy comparison, and educational purposes. Plan features, bonus additions, eligibility terms, and premiums are governed by official Life Insurance Corporation of India (LIC) product prospectuses and sales brochures. This is an independent insurance agent consultancy website and does not claim to be the official corporate web portal of LIC of India. Policyholders are advised to read official policy documents carefully before finalizing insurance contracts.
Request Quote & Brochure
Get an official premium calculation table for LIC Bima Jyoti directly from Senior Advisor Satrughan Thakur.