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LIC Policy Catalog

Find The Perfect Plan

Browse our comprehensive directory of authentic Life Insurance Corporation of India policies tailored for protection, savings, and retirement.

Category:
Showing 7 LIC Plans
LIC New Jeevan Anand
Savings & Life CoverPlan 915

LIC New Jeevan Anand

Double Benefit Plan: Savings + Lifetime Insurance Cover

Suitable For: Individuals looking for long-term savings with lifelong risk cover even after policy maturity.
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LIC Tech Term
Pure Protection Term PlanPlan 854

LIC Tech Term

High Risk Cover at Affordable Premiums for Family Financial Security

Suitable For: Breadwinners, young professionals, and home loan borrowers seeking maximum life cover at lowest cost.
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LIC Jeevan Umang
Whole Life + Guaranteed IncomePlan 945

LIC Jeevan Umang

8% Guaranteed Annual Income For Life After Premium Term

Suitable For: Families looking for guaranteed retirement income, legacy planning, and lifelong risk coverage.
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LIC Children's Money Back Plan
Child Education & Career SecurityPlan 932

LIC Children's Money Back Plan

Guaranteed Milestone Payouts for Child's Higher Education & Marriage

Suitable For: Parents planning guaranteed funds for child's college admission at ages 18, 20, and 22, and final settlement at age 25.
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LIC New Jeevan Shanti
Deferred Single Premium AnnuityPlan 858

LIC New Jeevan Shanti

Lock-in Guaranteed Pension Rates Today for Your Peaceful Retirement

Suitable For: Retirees, VRS recipients, and working professionals looking for fixed lifelong pension payouts.
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LIC Bima Jyoti
Guaranteed Addition Savings PlanPlan 860

LIC Bima Jyoti

High Guaranteed Additions of ₹50 per Thousand Sum Assured Every Year

Suitable For: Risk-averse investors who demand guaranteed return assurances without market volatility.
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LIC SIIP (Unit Linked Plan)
ULIP & Market Equity GrowthPlan 852

LIC SIIP (Unit Linked Plan)

Life Insurance Cover Combined with High Capital Growth Equity Funds

Suitable For: Investors seeking long-term equity capital appreciation along with life insurance cover and tax benefits.
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How to Choose the Right LIC Plan

Understanding the core categories is the first step to building a robust financial portfolio.

Pure Protection (Term Insurance)

Provides maximum life cover at a very low premium. Best for securing your family's daily expenses and paying off liabilities if you are no longer around.

Savings & Protection (Endowment)

Combines life cover with guaranteed savings. Best for conservative investors looking to build a corpus for future goals with zero market risk.

Market Linked (ULIPs)

Offers life cover along with market-linked returns. Best for individuals willing to take calculated risks for higher wealth creation over the long term.

Pension & Retirement

Ensures a steady stream of income after you retire. Best for building a guaranteed monthly pension for your golden years.

Plans by Life Stage

Your financial needs change as you grow. We have tailored solutions for every chapter of your life.

Young Professionals

Build wealth and get high life cover early.

Newly Married

Protect your partner and start joint financial planning.

Growing Families

Secure your child's education and marriage expenses.

Nearing Retirement

Lock in guaranteed pension and healthcare funds.

Why Choose LIC of India?

For over 6 decades, LIC has been the most trusted insurance provider in the country, safeguarding millions of families.

Sovereign Guarantee

LIC policies come with a Sovereign Guarantee from the Government of India, making your money 100% safe.

Highest Claim Settlement

LIC consistently maintains one of the highest claim settlement ratios in the world, currently above 98%.

Tax Exemptions

Premiums are deductible under Sec 80C, and maturity/death benefits are completely tax-free under Sec 10(10D).

Guaranteed Additions

Many LIC plans offer guaranteed bonus additions that compound your wealth over the policy term.

Frequently Asked Questions

Clear your doubts before making a financial commitment. Here are answers to the most common questions my clients ask.

There is no single 'best' plan—it depends entirely on your financial goals. If you want maximum life cover, Term Plans (like LIC Tech Term) are best. If you want savings and guaranteed returns, Endowment Plans (like Jeevan Anand) are ideal. Contact me for a personalized assessment.
Personalized Policy Guidance

Not Sure Which LIC Plan Is Right For You?

Every family’s protection needs and financial goals are unique. Speak directly with senior LIC advisor Satrughan Thakur to get a custom policy comparison with complete clarity on returns, tax savings, and life cover.

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